Holding Period: Rare coins and bullion should be considered a long-term investment. Customer should be prepared to hold any item purchased for at least a three to five-year period, and preferably five to ten years to maximize the potential for gains. Customer should only invest capital that can be held for at least this estimated period of time. Customer is aware that Prosperity Gold Group makes no guarantee or representation that Customer will make a profit at the expiration of such period of time. Customer acknowledges and agrees that Prosperity Gold Group does not provide investment advice.

Customer Assumes the Risk of Investment(s). Customer assumes the risk of all investment decisions regarding all purchased items. Prosperity Gold Group makes no guarantee or representation regarding Customer’s ability to profit from any purchase or any representation regarding any tax implications of any purchase. In no event shall Prosperity Gold Group or its employees or agents be held liable for any direct or indirect damages arising from Customer’s purchase. In addition, Prosperity Gold Group disclaims any express or implied warranties, including the warranty of merchantability, and any warranty as to the grade or description of any item. Customer alone decides what items to buy and when to buy or sell. Prosperity Gold Group does not guarantee the profitability of any purchase nor does Prosperity Gold Group guarantee that Customer will be able to sell any item purchased for a profit in the future.

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Customer’s Investment Objectives and Financial Situation: Prosperity Gold Group is always prepared to assist Customer in selecting coins for a portfolio or collection. Customer acknowledges, however, that the decision to purchase coins, and which coins to purchase, is ultimately the Customer’s alone and Prosperity Gold Group is not responsible for Customer’s decision to purchase item(s). Customer acknowledges that any and all assistance Prosperity Gold Group may offer to Customer, does not create a fiduciary relationship between Prosperity Gold Group and Customer. Any and all purchases that are made are subject to Customer’s own prudence, judgment, and ultimate decision. Prosperity Gold Group does not provide tax, investment or legal advisory services and no one associated with Prosperity Gold Group is authorized to render any such advice. Any written or oral statements by Prosperity Gold Group, its principals, agents, or representatives relating to future events constitute opinions only. Customer further warrants that he or she has had the opportunity to discuss the risks of this investment with Prosperity Gold Group and/or Customer’s own financial advisors, and was not coerced into deciding to purchase the item(s).

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Disclaimer of Damages: In no event, and under no legal theory, contract, tort, or otherwise, shall Prosperity Gold Group, its principals, agents, representatives, subsidiaries or affiliates be liable for any direct, indirect, special, incidental, punitive or consequential damages of any kind whatsoever, including but not limited to damages resulting from loss of profits, wages, or business, even if Prosperity Gold Group is advised of the possibility of such damages.

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Volatility of Market: The success of an investment in coins is dependent in part upon extrinsic economic forces including supply, demand, international monetary conditions and inflation, or the expectation of inflation. The impact of these forces on the values of coins cannot be predicted with any certainty. Customer acknowledges that the coin market can be volatile and that coin prices may rise or fall over time and that past performance is no indication of future performance. Moreover, rare coins are not suitable investments for anyone seeking current income. Prosperity Gold Group shall not be liable for loss caused directly or indirectly by any exchange or market ruling, government restriction, or any “force majeure” (e.g. Acts of God, fire; war, insurrection, riot; communications or power failure) or any other cause beyond the reasonable control of Prosperity Gold Group.

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Retirement Accounts: Prosperity Gold Group has made every effort to comply with current federal laws in connection with Coins that are placed in an IRA. However, Prosperity Gold Group expressly disclaims any responsibility or obligation for any tax impact to Customer as a result of future Internal Revenue Code regulations or interpretations of current law. Customer expressly acknowledges and agrees that Customer has been advised to seek independent tax advice and that Prosperity Gold Group has made no representations regarding the tax impact of Coins held as an investment in an IRA.

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No Refunds Except as to Counterfeit Coin(s): Prosperity Gold Group shall not be obliged to accept returns of any coin(s) for refund other than counterfeit coins returned in their original holders within ninety (90) days of purchase. In the case of counterfeit coins, Prosperity Gold Group’s liability to Customer shall be limited to refund of the purchase price or replacement of the coin(s) in question. Prosperity Gold Group expressly disclaims any further liability to Customer, including any liability for lost profits or consequential damages as a result of counterfeit coins. In no event will Prosperity Gold Group be liable for a replacement or refund of the purchase price for any coin purchased by Customer if more than ninety (90) days has elapsed since the date of receipt regardless of when Customer became aware of the claim.

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Disclaimer of Express Warranties: Prosperity Gold Group warrants that the nature and precious metals content of the purchased item(s) are as described and are genuine, but no other express warranty is made in respect to any purchased item(s). Grades and descriptions of rare coins are opinions only, not statements of fact or guarantees, and are based on standards and interpretations that can and do change over time. Prosperity Gold Group uses contemporary grading standards and interpretations to grade coins, or relies upon the opinions of independent grading services such as the Professional Coin Grading Service, Inc., Numismatic Guaranty Corporation of America and ANACS. Prosperity Gold Group does not guarantee that the coins it sells will achieve the same grades from Prosperity Gold Group itself or from any independent grading service in the future.

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Performance: Performance data quoted represents past performance. Past performance is no guarantee of future results. Investments in precious metals will fluctuate in value, when redeemed they may be worth more or less than their original cost. Investors may lose value at time of redemption. Before risking your retirement funds, you should consult with qualified legal and tax adviser to obtain a second opinion.

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Diversification: Although every situation may differ, Prosperity Gold Group believes precious metals should be part of 7-18% of an individual`s investment portfolio. All coins and bars can go down and up in value. Investing in physical gold and silver may not be suitable for every investor. Rare coins, semi-rare coins and/or Bullion should be considered a long-term investment. All above listed may bear a bid and ask spread of an industry average 28% to 2% on Bullion, numismatic items and/or scrap precious metals. The buy and sell/bid and ask price/quote may fluctuate and are determined by numerous factors such as, but not limited to: item(s), rarity, futures price, demand, quality, open interest and spot price fluctuation. The rarer the item(s), the thinner traded it is, making the bid and ask price quote larger and wider. Which is why Certified & Graded coins are not recommended for investors looking to capitalize in the direct move of the corresponding spot market. Although, we cannot make any warranties and/or guarantees that one asset will guarantee a larger profit or any profit upon liquidation, it is Prosperity Gold Group’s general opinion that Rare Certified coins are an investment asset to Avoid.

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Liability and Service: Prosperity Gold Group guarantees to extend our service to all clients in good standings, unless prohibited by a contractual agreement between Prosperity Gold Group and acting agent. Prosperity Gold Group does Guarantee the quantity, quality and grade of product bought and sold.

 

Price Quote: The account executive or agent will access and clear each order with Prosperity Gold Group and/or through industry dealing networks and/or corresponding exchange(s), all in the effort of providing efficient order execution and instant liquidity. Call for live bid & ask/trading quotes, typical operating hours are Monday to Friday, 8:00am to 5:00pm PST. Prosperity Gold Group operates in the full capacity of a precious metals merchant (PMM), dealing in both the importing and order execution of OTC precious metal products.

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Liquidating/Cash Out: Much like a buy transaction, a similar transaction takes place when liquidating. Your introducing agent, broker, dealer, advisor, account executive will execute the sell transaction on your behalf to and/or through Prosperity Gold Group. Based on the then, bid and ask quoted by Prosperity Gold Group, it`s dealing trading network or corresponding exchange, your broker may place a market order or limit order, at your desired price level.

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IRA Accounts: Prosperity Gold Group and/or acting introducing broker/account executive(s) can refer clients to independent third party companies, that provide trustee and custodian services for individual retirement plans (IRA). It is the responsibility of each individual client to select the IRA service company.

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Delivery: Packages shipped to clients are fully insured. In regards to loss or damaged items, Prosperity Gold Group reserves the option to either replace the item(s) or refund the purchase price. Upon receipt of item(s), client must inspect the shipment thoroughly; any variants from original order must be reported within five business days.